All 波士顿大学 students are automatically enrolled each year in the 波士顿大学 Student Medical Insurance Plan administered by 安泰学生健康. 这个计划是为了你的安全和幸福而设计的。 你将在学费账单上支付基本医疗保险计划。

If you already have medical insurance coverage from another source (for example, through a company that sponsors your study in the United States), you may request a waiver of this fee and un-enroll in the 波士顿大学 Student Medical Insurance Plan by completing the waiver form and providing proof of comparable insurance to the Student Accounting Services Office. 替代保险计划必须满足严格的要求，以便您有资格获得豁免。 除了极少数例外，州法律禁止BU接受美国以外的保险公司的承保。 Before enrolling for coverage or renewing coverage in an insurance plan other than 波士顿大学’s student health plan, check with Student Accounting Services to determine if it meets the waiver requirements.

Please visit 学生会计服务医疗保险 for more information regarding:

• Waiver forms and deadlines
• Comparable Medical Insurance requirements
• Student Plus plan
• Purchasing medical insurance coverage for dependent family members

Please visit 安泰学生健康 to:

• Read detailed information about the 波士顿大学 Student Medical Insurance Plan
• Print a copy of your medical insurance card

J-1学生的额外要求

波士顿大学 offers exceptional medical and wellness care to all full-time students at their on-campus facility. From coughs and colds to asthma and acne, they have a staff of expert clinicians to meet your medical needs in a caring and confidential environment. Medical services include gynecological care, men’s health care, sports medicine, minor office procedures, referrals to specialists and massage therapy. Wellness & Prevention Services support your well-being with resources and up-to-date information on topics such as stress relief, nutrition, smoking cessation, and much more. All students pay mandatory fees (which are separate from any medical insurance fees) so they can take full advantage of medical care and support services throughout their academic program.

请到学生健康服务处查询详情及预约。

Massachusetts state law requires that all students be immunized (vaccinated) against certain communicable diseases. There are several policies and procedures that you must follow to comply with immunization requirements at 波士顿大学, which includes submitting the completed Incoming Student Health Forms before you arrive on campus. If students 不 receive the required immunizations and submit the necessary forms before they arrive on campus, there may be serious consequences, such as not being allowed to attend classes.

有关免疫接种要求的更多信息，请访问学生健康服务。

保险资格将取决于您的BU预约。  请查看下面的适当部分，以确定您的选择履行

波士顿大学雇员的健康保险福利

波士顿大学为聘用9个月或更长时间的全职员工提供医疗保险选择，全职员工的比例至少为75%。 兼职员工（工作时间少于75%）和工作时间少于9个月的学者（即使工作时间为100%）不符合波士顿大学员工保险计划的条件。 Insurance policies available through the Office of Human Resources 不 include provisions covering medical evacuation and repatriation of remains. J-1交流访问者需要购买补充保险来满足这些特殊要求。

通过大学提供的健康保险在就业开始之日或之后的第一个月的第一天生效。 (例如，9月1日开始工作的雇员可能从该日开始享有保险。 然而，在9月2日或晚些时候开始在BU工作的员工在10月1日之前没有资格获得保险。)  因此，您可能需要购买短期保险（见下文），以确保满足适当的健康保险要求。

Questions about employee insurance plans should be referred to the Office of Human Resources, 福利部分.

非福利雇员和附属机构的健康保险选择

如果你不符合上述资格要求，你仍然需要在波士顿大学期间获得足够的健康保险。  必须满足马萨诸塞州居民和J-1交流访问者的要求，无论你的BU隶属关系如何。

对于没有资格获得波士顿大学健康保险的学者，存在三个主要选择，如下：

1. Home Country Health Insurance Policy – 某些国家向其海外公民提供健康保险，这些保险可能符合J-1规定的要求。 如果你是J-1签证并且选择了外国保险，你必须确定该保险在美国被接受并且符合所有保险范围要求。 交流访问者应注意在离开原籍国一段时间后，其福利是否到期。 如果保险不包括医疗评估和遗体遣返所需费用，则必须购买补充保险以支付这些费用。
2. “Buy Direct” Plan to meet Massachusetts State Insurance Requirement – 马萨诸塞州为居住在该州的个人提供保险选择。 Insurance policies available through the Harvard Pilgrim “Buy Direct” plan 不 include provisions covering medical evacuation and repatriation of remains. J-1交流访问者必须购买 补充保险政策，以涵盖这些特定的要求。 请查看哈佛皮尔格拉姆直接购买信息，了解有关该计划和如何注册的更多详细信息。
3. Exchange Visitor insurance offered through a qualified Private Insurance Company – 以下是为J-1学者及其家属提供医疗保险计划的公司列表。 许多保单都包括医疗后送和遗体运回的保险，但你要仔细检查每一项。 如果您选择的健康保险政策不包括J-1法规要求的医疗后送和遣返部分，学者及其家属将需要购买补充保险政策以满足这些要求。  请注意，许多J-1计划将不符合马萨诸塞州的要求。

以下是为J-1学者及其家属提供一种或多种保险选择的公司列表。  请注意，通过在这里列出它们，我们并不是特别推荐它们或证明它们的可信度或可靠性。 标有星号（*）的公司提供涵盖医疗后送和遣返规定的补充政策。 这些补充计划可能对J-1交流访问者有用，他们有基本保险，符合大多数DOS要求，但需要购买一个单独的政策，以涵盖这两个独特的条款。

• 港湾集团* - www.hginsurance.com
• International SOS* – www.internationalsos.com
• BETA: Basic Emergency Travel Assistance – www.betins.com
• Wallach & Company – www.wallach.com
• CMI Insurance Specialists – www.studyabroadinsurance.com
• 国际文化保险服务公司 – www.culturalinsurance.com/wccp-intlstudents.htm
• International Students Organization – www.isoa.org/home.html
• t.w. Lord & Associates -电子邮件： tommy@twlord.com
• HTH Worldwide – www.hthstudents.com